So you want to purchase that backhoe and begin your new excavation company. Your backhoe and any other equipment that is mobile in nature and other equipment such as compressors, compactors, loaders, etc. will be covered on an "inland marine floater". This policy can be packaged with your liability and business property policy, or it may be a stand alone policy. The important thing to know is that this equipment is not covered unless you have it properly listed on an inland marine policy. We will be happy to help you sort out the best way to protect your new backhoe. All you need to do is ask us. These definitions are not applicable in all states or for all products. This is not an insurance contract. Other terms, conditions, and exclusions apply. Please read your policy for full details about the coverage’s. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control. |
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